The Do’s and Don’ts of Pet Insurance

The growing awareness amongst pet owners regarding the importance of pet insurance has resulted in quite a few companies which are now handing out pet insurance. Pet insurance can help you stay covered during instances like unforeseen illnesses, mounting pet bills and others pet related issues.

The question is how to decide which insurance company is actually worth the time and effort. The following is a list of things you need to keep in mind when selecting insurance for your cats, dogs, and other pets.

Make sure you get insurance during the good times. This means that when you are financially well off and are able to care for your pet, getting insurance at that time is a smart move. With your resources intact you can get a policy which would help you if times do tend to get tough in the long run.

Whenever you fill out the policy application, do not hide any details. If our cats, dogs and birds suffer from any preexisting illnesses, make sure you mention those. Failure to tell the truth can your policy null and void if the chance arises. Why take a risk. Honesty is the best policy when it comes to filling out a pet insurance.

There are certain policies from which a specific type of pet could be excluded. Most policies cover cats and dogs but then again certain policies might not be in favor for working dogs or dangerous dogs. Make sure you check out whether your pets are considered in the domestic breeds.

Getting insurance for your pets when they are younger and healthier is always a better idea. That’s because there are several companies which have an age limit for pet breeds and won’t accept pets over a certain age. Though people get their elderly pets insured as well but this would result in higher premiums.

Certain caveats and clauses can render your policy invalid. These include yearly health checkups, vaccinations against diseases. Failure to do all these on the specific time can make your policy become null and void. So make sure you keep all these clauses in mind to ensure the best support from your policy when the need arises. Check out Pet Plan's pet business insurance for professional level pet protection.

Routine treatments are not covered under the insurance policy. Keep this in mind to avoid any problems. Vaccinations and booster doses are to be paid for by owners only. The idea is to carry out the right kind of preventive care so that any problems can be avoided later on. It is only when your pet horse is actually very sick or would need expensive treatments that your equine/horse insurance can help you.

Always be open about your own personal details. If there has been a change in the location where you live, do mention it in the policy form to avoid problems.

A contingency fund for any uninsured costs, you may at times have to pay the excess fees which exceeds the amount of fees covered by pet insurance.

Getting pet insurance plans is a smart step in ensuring that your pet stays, healthy, happy and well protected.

Few Things All Musicians Need to Know about Copywriting

Copyrighting laws don’t get the right kind of attention. They often take a backseat because people pay more attention to social media and marketing. However it is one of the most important things which a musician should be aware of. Everything comes later when it comes to copywriting.

Without copyrighting music would stop being a profession and would turn into a mere hobby. People could copy your content, use it as their own and even add or take away from it, all without your permission. This is why it’s so important to understand copyright laws.

The following are a few basic facts about copywriting every musician should understand.

Get to know your exclusive rights

You are the only person who has the right to create a copy of all your songs

Distribution of those songs is your exclusive right

You can create derivatives

Display it according to your choice

Perform and the record the song

In case anyone would like to use the song, they would have to provide you with some form of payment and seek your permission as well. This is a great way of protecting hat I exclusively yours.

How to get your copyright protection

As soon as you pen the song, the six rights mentioned are immediately yours. However, it would be a smart move to get a federal registration. Why? Because in case someone makes use of your song without your permission, the federation provides you to file for statutory damages. Asking for statutory damages would turn into your favour because it entitles you to the attorney’s fees as well. Learn more about startup lawyers based in Melbourne by clicking here.

This in turn also becomes your only proof of ownership. It also holds a great deal more importance if it ever comes to settling matters in court. 

So what exactly is infringement?

There is no set rule for what exactly is infringement. If someone copies even a ten second segment of your song, it can be considered a copyright violation. People might get into a great deal more trouble for copywriting popular songs. In case if you aren’t the creator of the song, yet still plan to use the song , always make sure that you get copyrighting permission for doing so.

There are two kinds of copywriting. One is composition copy writing, this is related to the lyrics and the melody of the song. The other is sound recording copyright. The first one belongs to the creator of the song and the second one belongs to the recording artist. Protect your patents and intellectual property with an IP lawyer based in Melbourne by visiting this site.

However a song can have more than one sound recording copyright, but only one composition copyright. However if you write and record your own songs, you have two copyrights under your belt.

Want to know more about copyrighting law? Make sure you contact Studio Legal. Failure to get copyright for your songs could spell trouble for you in the future. You wouldn’t want your songs stole by multi-millionaire businesses, only to find that you have no proof of the song being your own. Be smart and get copyrights for your songs today.